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Frequently Asked Questions

What is a Pawn?

 A short term collateral based loan. We hold your property that you want to keep and give you cash up front. Upon repayment of the loan plus interest, you receive your item back. 

Why Pawn an Item?

 Pawn loans are easier than a bank, and cheaper than a credit card. Pawn loans can be completed in just minutes with no applications or credit checks.

How Long Do I Have to Redeem My Pawned Item?

Pawn loans are written for 90 days with interest accruing every 30 days. If you are unable to pay your item out within 90 days you are able to pay interest and we will continue to hold your item.

What If I Default On My Pawn Loan?

If no payments are made within the 90 day loan period your loan will forfeit. In that case the item would be pulled and placed on the shelf for sale. At that point you are able to come buy the item back, or make two interest payments to put your item back in pawn.

Do You Offer Layaway?

Yes! We offer year round, no interest layaway on almost every item in the store! All you have to do is pay 25% down and 25% once every 30 days. This gives you four months total to pick up your item.

Why Shop at Planet Pawn?

  • Our friendly staff is ready to help you at all times
  • Save big on a wide variety of both new and pre-owned merchandise
  • Inventory added daily